The Bank provides diversified lending options through its fourteen offices located in Abington, Ardmore, Bala Cynwyd, Plymouth achieving, growing media and Philadelphia, missouri and Cherry Hill, Voorhees or Haddonfield, nj.The Company may every so often make written or oral "Forward looking terms, Including statements a part of this release and in the Company filings with the Securities and Exchange Commission. The forward looking statements contained herein are subject to certain risks and concerns that could cause actual results to differ materially from those projected in the forward looking statements. as an example, Risks and uncertainties can arise with changes in: General economic states, Including turmoil in the financial markets and related efforts of government departments to stabilize the financial system; The adequacy of our allowance for loan losses and our scheme for determining such allowance; Adverse modifications in our loan portfolio and credit risk related losses and expenses; concentrations of mit within our loan portfolio, Including our exposure to commercial real estate loans, And to our primary company area; Changes in costs; Business cases in the financial services industry, Including cut-throat competitive pressure among financial services companies, New service and product offerings by opposition, Price pressures and other items; deposit